/* ============================================================
   INCLUFI — APPLICATION STYLES
   css/app.css
   ============================================================ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
    --c-green:       #1B5E20;
    --c-green-mid:   #2E7D32;
    --c-green-light: #43A047;
    --c-green-pale:  #E8F5E9;
    --c-gold:        #F9A825;
    --c-gold-light:  #FDD835;
    --c-teal:        #006064;
    --c-dark:        #0A1F0D;
    --c-text:        #1C2E1F;
    --c-text-mid:    #3D5C42;
    --c-text-muted:  #6B8C70;
    --c-bg:          #F4F6F2;
    --c-white:       #FFFFFF;
    --c-border:      rgba(27, 94, 32, 0.12);
    --shadow-sm:  0 2px 12px rgba(10,31,13,0.06);
    --shadow:     0 4px 24px rgba(10,31,13,0.10);
    --shadow-lg:  0 16px 60px rgba(10,31,13,0.14);
    --font: 'Manrope', sans-serif;
    --radius:    14px;
    --radius-lg: 20px;
    --radius-xl: 28px;
    --ease-out:  cubic-bezier(0.22, 1, 0.36, 1);
    --transition: 0.25s ease;
}

html { scroll-behavior: smooth; }
body {
    font-family: var(--font);
    background: var(--c-bg);
    color: var(--c-text);
    -webkit-font-smoothing: antialiased;
    min-height: 100vh;
}
a { color: inherit; text-decoration: none; }
button { font-family: var(--font); cursor: pointer; border: none; outline: none; background: none; }

/* ==============================
   APP LAYOUT
   ============================== */
.app-layout {
    display: grid;
    grid-template-columns: 320px 1fr;
    min-height: 100vh;
}

/* ==============================
   SIDEBAR
   ============================== */
.app-sidebar {
    background: var(--c-dark);
    position: sticky;
    top: 0;
    height: 100vh;
    display: flex;
    flex-direction: column;
    overflow: hidden;
    z-index: 10;
}
.sidebar-pattern {
    position: absolute; inset: 0;
    pointer-events: none; overflow: hidden;
}
.sidebar-pattern svg {
    position: absolute; bottom: -40px; right: -40px; opacity: 0.045;
}
.sidebar-header {
    padding: 28px 32px 24px;
    border-bottom: 1px solid rgba(255,255,255,0.07);
    position: relative; z-index: 2;
}
.sidebar-logo {
    font-family: var(--font); font-weight: 800; font-size: 20px;
    color: var(--c-white); display: flex; align-items: center; gap: 10px;
    text-decoration: none; margin-bottom: 28px;
}
.logo-icon {
    width: 32px; height: 32px; background: var(--c-gold); border-radius: 8px;
    display: flex; align-items: center; justify-content: center;
    font-size: 12px; font-weight: 800; color: var(--c-dark); flex-shrink: 0;
}
.sidebar-title { font-family: var(--font); font-size: 17px; font-weight: 800; color: var(--c-white); line-height: 1.25; }
.sidebar-sub { font-size: 13px; color: rgba(255,255,255,0.40); margin-top: 5px; }

/* Step Navigation */
.sidebar-steps {
    flex: 1;
    padding: 24px 32px;
    display: flex;
    flex-direction: column;
    gap: 4px;
    position: relative; z-index: 2;
}
.sidebar-step {
    display: flex; align-items: flex-start; gap: 14px;
    padding: 12px 10px; cursor: pointer;
    transition: all var(--transition); border-radius: var(--radius);
}
.sidebar-step:hover { background: rgba(255,255,255,0.04); }
.ss-indicator {
    width: 28px; height: 28px; border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 12px; font-weight: 700; flex-shrink: 0;
    border: 2px solid rgba(255,255,255,0.14);
    color: rgba(255,255,255,0.30);
    transition: all var(--transition); margin-top: 1px;
}
.ss-label { font-size: 13px; font-weight: 700; color: rgba(255,255,255,0.32); transition: color var(--transition); }
.ss-desc { font-size: 11px; color: rgba(255,255,255,0.20); margin-top: 2px; }
.sidebar-step.active .ss-indicator { background: var(--c-gold); border-color: var(--c-gold); color: var(--c-dark); }
.sidebar-step.active .ss-label { color: var(--c-white); }
.sidebar-step.active .ss-desc { color: rgba(255,255,255,0.55); }
.sidebar-step.completed .ss-indicator { background: var(--c-green-mid); border-color: var(--c-green-mid); color: white; }
.sidebar-step.completed .ss-label { color: rgba(255,255,255,0.65); }
.sidebar-step.completed .ss-desc { color: rgba(255,255,255,0.32); }

.sidebar-footer {
    padding: 20px 32px 28px;
    border-top: 1px solid rgba(255,255,255,0.06);
    position: relative; z-index: 2;
}
.sidebar-trust { font-size: 12px; color: rgba(255,255,255,0.28); line-height: 1.65; }
.sidebar-trust span { color: var(--c-gold); }

/* ==============================
   MAIN CONTENT
   ============================== */
.app-main { display: flex; flex-direction: column; min-height: 100vh; }

/* Progress Bar */
.app-topbar {
    background: var(--c-white);
    border-bottom: 1px solid var(--c-border);
    padding: 0 48px;
    display: flex; align-items: center; gap: 20px;
    height: 72px; flex-shrink: 0;
    position: sticky; top: 0; z-index: 5;
}
.progress-label { font-size: 13px; font-weight: 700; color: var(--c-text-mid); white-space: nowrap; }
.progress-track { flex: 1; height: 6px; background: #E4EDE5; border-radius: 10px; overflow: hidden; }
.progress-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--c-green), var(--c-gold));
    border-radius: 10px;
    transition: width 0.55s cubic-bezier(0.4,0,0.2,1);
}
.progress-pct { font-size: 13px; font-weight: 800; color: var(--c-green); white-space: nowrap; }

/* Content Area */
.app-content { flex: 1; padding: 48px; display: flex; flex-direction: column; }
.step-container { max-width: 680px; width: 100%; }

/* ==============================
   STEP TRANSITIONS
   ============================== */
.step-wrapper { display: none; }
.step-wrapper.active { display: block; animation: stepIn 0.4s var(--ease-out); }
@keyframes stepIn {
    from { opacity: 0; transform: translateX(24px); }
    to   { opacity: 1; transform: translateX(0); }
}

.step-heading {
    font-family: var(--font); font-size: 28px; font-weight: 800;
    color: var(--c-dark); margin-bottom: 8px; letter-spacing: -0.02em;
}
.step-sub { font-size: 15px; color: var(--c-text-muted); margin-bottom: 36px; line-height: 1.65; }

/* ==============================
   FORM ELEMENTS
   ============================== */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-group { display: flex; flex-direction: column; gap: 8px; }
.form-group.full { grid-column: 1 / -1; }
label {
    font-size: 13px; font-weight: 700; color: var(--c-text-mid); letter-spacing: 0.01em;
}
input[type="text"], input[type="tel"], input[type="number"], select {
    width: 100%; padding: 13px 16px;
    border: 1.5px solid var(--c-border); border-radius: var(--radius);
    font-family: var(--font); font-size: 15px; color: var(--c-text);
    background: var(--c-white); outline: none;
    transition: border-color var(--transition), box-shadow var(--transition);
    appearance: none; -webkit-appearance: none;
}
input:focus, select:focus {
    border-color: var(--c-green);
    box-shadow: 0 0 0 3px rgba(27,94,32,0.08);
}
select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%236B8C70' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
    background-repeat: no-repeat; background-position: right 16px center;
    padding-right: 40px; cursor: pointer;
}
input::placeholder { color: rgba(107,140,112,0.50); }

/* Revenue Range Slider */
.range-container { padding: 8px 0 4px; }
input[type="range"] {
    width: 100%; height: 6px; -webkit-appearance: none; appearance: none;
    border-radius: 10px; outline: none; cursor: pointer; border: none; box-shadow: none;
    background: linear-gradient(to right, var(--c-green) 0%, var(--c-green) 30%, #D7E8D8 30%, #D7E8D8 100%);
}
input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none; width: 22px; height: 22px; border-radius: 50%;
    background: var(--c-green); border: 3px solid white;
    box-shadow: 0 2px 8px rgba(27,94,32,0.28); cursor: pointer;
}
input[type="range"]::-moz-range-thumb {
    width: 22px; height: 22px; border-radius: 50%;
    background: var(--c-green); border: 3px solid white;
    box-shadow: 0 2px 8px rgba(27,94,32,0.28); cursor: pointer;
}
.range-value { font-size: 20px; font-family: var(--font); font-weight: 800; color: var(--c-green); margin-bottom: 10px; }
.range-labels { display: flex; justify-content: space-between; font-size: 11px; color: var(--c-text-muted); margin-top: 6px; }

/* ==============================
   LOAN CALCULATOR
   ============================== */
.loan-slider-wrap {
    background: var(--c-white); border: 1.5px solid var(--c-border);
    border-radius: var(--radius-lg); padding: 24px;
}
.loan-amount-display { display: flex; align-items: baseline; gap: 4px; margin-bottom: 18px; }
.loan-currency { font-size: 24px; color: var(--c-text-mid); font-weight: 700; }
.loan-amount-big { font-family: var(--font); font-size: 56px; font-weight: 800; color: var(--c-green); line-height: 1; letter-spacing: -0.03em; }
.loan-range-markers { display: flex; justify-content: space-between; font-size: 12px; color: var(--c-text-muted); margin-top: 8px; font-weight: 600; }

/* Term Selector */
.term-options { display: grid; grid-template-columns: repeat(3,1fr); gap: 12px; }
.term-btn {
    padding: 16px 12px; border: 2px solid var(--c-border); border-radius: var(--radius);
    background: var(--c-white); cursor: pointer; text-align: center;
    transition: all var(--transition); font-family: var(--font);
}
.term-btn:hover { border-color: var(--c-green-light); }
.term-btn.selected { border-color: var(--c-green); background: var(--c-green-pale); }
.term-months { font-family: var(--font); font-size: 24px; font-weight: 800; color: var(--c-dark); display: block; }
.term-label { font-size: 12px; color: var(--c-text-muted); font-weight: 600; }
.term-btn.selected .term-months { color: var(--c-green); }

/* Calculator Result */
.calc-result {
    background: linear-gradient(135deg, var(--c-dark) 0%, #102015 100%);
    border-radius: var(--radius-lg); padding: 28px 32px;
    margin-top: 24px;
    display: grid; grid-template-columns: 1fr 1fr; gap: 24px;
}
.calc-label { font-size: 11px; color: rgba(255,255,255,0.38); text-transform: uppercase; letter-spacing: 0.10em; margin-bottom: 6px; }
.calc-value { font-family: var(--font); font-size: 28px; font-weight: 800; color: var(--c-white); }
.calc-savings {
    grid-column: 1 / -1;
    background: rgba(249,168,37,0.10); border: 1px solid rgba(249,168,37,0.20);
    border-radius: 10px; padding: 12px 16px;
    display: flex; align-items: center; gap: 10px;
}
.calc-savings-icon { font-size: 18px; flex-shrink: 0; }
.calc-savings-text { font-size: 13px; color: rgba(255,255,255,0.70); }
.calc-savings-amount { font-weight: 800; color: var(--c-gold); }

/* ==============================
   GROUP FORMATION
   ============================== */
.group-type-options { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 28px; }
.group-type-btn {
    padding: 20px; border: 2px solid var(--c-border); border-radius: var(--radius-lg);
    background: var(--c-white); cursor: pointer; text-align: left;
    transition: all var(--transition); font-family: var(--font);
}
.group-type-btn:hover { border-color: var(--c-green-light); background: var(--c-green-pale); }
.group-type-btn.selected { border-color: var(--c-green); background: var(--c-green-pale); }
.gt-icon { font-size: 28px; margin-bottom: 10px; }
.gt-title { font-weight: 800; font-size: 15px; color: var(--c-dark); margin-bottom: 4px; }
.gt-desc { font-size: 12px; color: var(--c-text-muted); line-height: 1.5; }

.group-builder {
    background: var(--c-white); border: 1.5px solid var(--c-border);
    border-radius: var(--radius-lg); padding: 24px; margin-bottom: 20px;
}
.group-builder-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 20px; }
.group-builder-title { font-weight: 800; font-size: 16px; color: var(--c-dark); }
.group-count-badge {
    background: var(--c-green-pale); border: 1px solid var(--c-border);
    border-radius: 100px; padding: 4px 14px;
    font-size: 12px; font-weight: 700; color: var(--c-green);
    transition: all var(--transition);
}
.group-count-badge.strong { background: var(--c-green); color: white; border-color: var(--c-green); }

.member-slots { display: flex; flex-direction: column; gap: 10px; margin-bottom: 16px; }
.member-slot {
    display: flex; align-items: center; gap: 14px; padding: 12px 16px;
    background: var(--c-bg); border-radius: var(--radius); border: 1.5px solid var(--c-border);
    transition: all var(--transition);
}
.member-slot.you { background: #E8F5E9; border-color: rgba(27,94,32,0.20); }
.slot-avatar {
    width: 36px; height: 36px; border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 12px; font-weight: 800; flex-shrink: 0;
}
.slot-av-you { background: var(--c-green); color: white; }
.slot-av-1 { background: #4527A0; color: white; }
.slot-av-2 { background: #006064; color: white; }
.slot-av-3 { background: #BF360C; color: white; }
.slot-av-4 { background: #1976D2; color: white; }
.slot-av-empty { background: #E8F0E9; border: 2px dashed #B2CABB; color: #9DBFAA; font-size: 16px; }
.slot-info { flex: 1; }
.slot-name { font-weight: 700; font-size: 14px; color: var(--c-dark); }
.slot-detail { font-size: 12px; color: var(--c-text-muted); }
.slot-status { font-size: 11px; font-weight: 700; padding: 3px 10px; border-radius: 100px; }
.status-you      { background: rgba(27,94,32,0.10); color: var(--c-green); }
.status-confirmed { background: rgba(27,94,32,0.10); color: var(--c-green); }
.status-pending   { background: rgba(249,168,37,0.12); color: #E65100; }
.status-empty     { background: #F0F4F0; color: #9DBFAA; }

.add-member-row { display: flex; gap: 10px; }
.add-member-row input { flex: 1; }
.add-btn {
    padding: 13px 20px; background: var(--c-green); color: white; border: none;
    border-radius: var(--radius); font-weight: 700; font-size: 14px; cursor: pointer;
    transition: all var(--transition); white-space: nowrap; font-family: var(--font);
}
.add-btn:hover { background: var(--c-green-mid); }

/* Strength Meter */
.strength-meter {
    background: var(--c-white); border: 1.5px solid var(--c-border);
    border-radius: var(--radius-lg); padding: 20px 24px;
}
.strength-meter-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 14px; }
.strength-meter-label { font-weight: 800; font-size: 14px; color: var(--c-dark); }
.strength-status { font-size: 13px; font-weight: 700; }
.str-weak     { color: #E53935; }
.str-building { color: #FB8C00; }
.str-strong   { color: var(--c-green); }
.str-excellent { color: var(--c-teal); }
.strength-track { height: 8px; background: #E8F0E9; border-radius: 10px; overflow: hidden; margin-bottom: 10px; }
.strength-fill { height: 100%; border-radius: 10px; transition: width 0.5s ease, background 0.5s ease; }
.strength-tip { font-size: 12px; color: var(--c-text-muted); }

/* Joint Liability Info */
.joint-info {
    background: linear-gradient(135deg, #E8F5E9, #F0FAF0);
    border: 1px solid rgba(27,94,32,0.14); border-radius: var(--radius-lg);
    padding: 20px 24px; margin-top: 16px; display: flex; gap: 14px;
}
.joint-info-icon { font-size: 24px; flex-shrink: 0; margin-top: 2px; }
.joint-info-content h4 { font-weight: 800; font-size: 14px; color: var(--c-dark); margin-bottom: 6px; }
.joint-info-content p { font-size: 13px; color: var(--c-text-muted); line-height: 1.68; }

/* ==============================
   VERIFICATION
   ============================== */
.verification-sections { display: flex; flex-direction: column; gap: 20px; }
.verify-card {
    background: var(--c-white); border: 1.5px solid var(--c-border);
    border-radius: var(--radius-lg); padding: 24px;
}
.verify-card-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 16px; }
.verify-card-title { font-weight: 800; font-size: 15px; color: var(--c-dark); display: flex; align-items: center; gap: 10px; }
.verify-icon { font-size: 20px; }
.verify-status-badge { font-size: 11px; font-weight: 700; padding: 4px 12px; border-radius: 100px; }
.vsb-required { background: #FFF3E0; color: #E65100; }
.vsb-optional { background: #E8F5E9; color: var(--c-green); }
.vsb-pending  { background: #E3F2FD; color: #1565C0; }

/* Photo Upload */
.photo-upload {
    border: 2px dashed var(--c-border); border-radius: var(--radius);
    padding: 32px 20px; text-align: center; cursor: pointer;
    transition: all var(--transition); background: var(--c-bg);
}
.photo-upload:hover { border-color: var(--c-green); background: var(--c-green-pale); }
.photo-upload-icon { font-size: 32px; margin-bottom: 8px; }
.photo-upload-text { font-size: 14px; font-weight: 700; color: var(--c-text-mid); margin-bottom: 4px; }
.photo-upload-sub { font-size: 12px; color: var(--c-text-muted); }
.photo-upload.done { border-color: var(--c-green); background: var(--c-green-pale); border-style: solid; }

/* Code Input */
.code-row { display: flex; gap: 12px; align-items: center; margin-top: 4px; }
.code-row input { flex: 1; }
.send-code-btn {
    padding: 13px 20px; background: transparent; color: var(--c-green);
    border: 2px solid var(--c-border); border-radius: var(--radius);
    font-weight: 700; font-size: 14px; cursor: pointer;
    transition: all var(--transition); white-space: nowrap; font-family: var(--font);
}
.send-code-btn:hover { border-color: var(--c-green); background: var(--c-green-pale); }
.send-code-btn.sent { border-color: var(--c-green); color: var(--c-green); }

/* Group Confirmation */
.member-confirm-list { display: flex; flex-direction: column; gap: 10px; }
.confirm-item { display: flex; align-items: center; gap: 12px; padding: 10px 14px; background: var(--c-bg); border-radius: var(--radius); }
.confirm-avatar { width: 32px; height: 32px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 800; color: white; flex-shrink: 0; }
.ca-1{background:#2E7D32} .ca-2{background:#4527A0} .ca-3{background:#006064} .ca-4{background:#BF360C} .ca-5{background:#1976D2}
.confirm-name { flex: 1; font-size: 14px; font-weight: 600; color: var(--c-dark); }
.confirm-status { font-size: 12px; font-weight: 700; display: flex; align-items: center; gap: 5px; }
.cs-confirmed { color: var(--c-green); }
.cs-pending   { color: #FB8C00; }

/* ==============================
   APPROVAL SCREEN
   ============================== */
.loading-screen {
    display: flex; flex-direction: column; align-items: center;
    justify-content: center; padding: 80px 20px; text-align: center;
}
.loading-spinner {
    width: 64px; height: 64px; border: 4px solid #E8F0E9;
    border-top-color: var(--c-green); border-radius: 50%;
    animation: spin 0.8s linear infinite; margin-bottom: 24px;
}
@keyframes spin { to { transform: rotate(360deg); } }
.loading-text { font-size: 17px; font-weight: 800; color: var(--c-dark); margin-bottom: 8px; }
.loading-sub { font-size: 13px; color: var(--c-text-muted); }
.loading-dots { display: inline-flex; gap: 5px; margin-top: 20px; }
.loading-dots span { width: 8px; height: 8px; background: var(--c-green); border-radius: 50%; animation: dotb 1.2s ease infinite; }
.loading-dots span:nth-child(2) { animation-delay: 0.2s; }
.loading-dots span:nth-child(3) { animation-delay: 0.4s; }
@keyframes dotb { 0%,80%,100%{transform:scale(.7);opacity:.4} 40%{transform:scale(1);opacity:1} }

.approval-card {
    display: none;
    background: linear-gradient(160deg, var(--c-dark) 0%, #102215 100%);
    border-radius: 24px; overflow: hidden;
    animation: approvalReveal 0.65s var(--ease-out);
}
@keyframes approvalReveal { from{opacity:0;transform:scale(0.95) translateY(16px)} to{opacity:1;transform:scale(1) translateY(0)} }

.approval-header {
    background: linear-gradient(135deg, var(--c-green) 0%, var(--c-green-mid) 100%);
    padding: 40px 40px 60px; text-align: center; position: relative; overflow: hidden;
}
.approval-header::before {
    content: ''; position: absolute; inset: 0;
    background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='80' height='80' viewBox='0 0 80 80'%3E%3Cg opacity='0.06'%3E%3Crect x='30' y='3' width='20' height='74' fill='white' rx='3'/%3E%3Crect x='3' y='30' width='74' height='20' fill='white' rx='3'/%3E%3Cpath d='M40 20 L60 40 L40 60 L20 40 Z' fill='white'/%3E%3C/g%3E%3C/svg%3E") repeat;
}
.approval-badge {
    width: 80px; height: 80px; background: rgba(255,255,255,0.14); border: 3px solid rgba(255,255,255,0.28);
    border-radius: 50%; display: flex; align-items: center; justify-content: center;
    font-size: 36px; margin: 0 auto 16px; position: relative; z-index: 2;
    animation: badgePop 0.5s 0.3s var(--ease-out) both;
}
@keyframes badgePop { from{transform:scale(0);opacity:0} 80%{transform:scale(1.12)} to{transform:scale(1);opacity:1} }
.approval-title {
    font-family: var(--font); font-size: 32px; font-weight: 800;
    color: white; margin-bottom: 8px; position: relative; z-index: 2;
}
.approval-sub { font-size: 15px; color: rgba(255,255,255,0.78); position: relative; z-index: 2; }

.approval-body { padding: 32px 40px; }
.approval-amount-row { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 20px; margin-bottom: 28px; }
.approval-metric {
    text-align: center; padding: 16px;
    background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.08);
    border-radius: var(--radius);
}
.am-label { font-size: 10px; color: rgba(255,255,255,0.38); text-transform: uppercase; letter-spacing: 0.10em; margin-bottom: 6px; }
.am-value { font-family: var(--font); font-size: 22px; font-weight: 800; color: var(--c-white); }
.am-value.gold { color: var(--c-gold); }
.am-value.teal { color: #4DD0E1; }

/* XRP Chain Animation */
.xrp-section {
    background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08);
    border-radius: var(--radius); padding: 20px; margin-bottom: 20px;
}
.xrp-label { font-size: 12px; color: rgba(255,255,255,0.42); margin-bottom: 12px; display: flex; align-items: center; gap: 8px; }
.xrp-indicator { width: 8px; height: 8px; background: var(--c-gold); border-radius: 50%; animation: xrppulse 1.5s ease infinite; }
@keyframes xrppulse { 0%,100%{box-shadow:0 0 0 0 rgba(249,168,37,0.4)} 50%{box-shadow:0 0 0 6px rgba(249,168,37,0)} }
.xrp-chain { display: flex; align-items: center; gap: 6px; overflow-x: auto; padding-bottom: 4px; }
.xrp-block {
    background: rgba(249,168,37,0.12); border: 1px solid rgba(249,168,37,0.22);
    border-radius: 6px; padding: 6px 12px; white-space: nowrap;
    font-size: 10px; font-weight: 800; color: var(--c-gold); font-family: monospace;
    animation: blockAppear 0.4s var(--ease-out) both; flex-shrink: 0;
}
.xrp-arrow { color: rgba(255,255,255,0.18); font-size: 14px; flex-shrink: 0; }
@keyframes blockAppear { from{opacity:0;transform:scale(0.8)} to{opacity:1;transform:scale(1)} }

.approval-message {
    text-align: center; padding: 20px;
    border-top: 1px solid rgba(255,255,255,0.07); margin-top: 8px;
}
.approval-message p { font-size: 14px; color: rgba(255,255,255,0.58); line-height: 1.72; }
.approval-message .highlight { color: var(--c-gold); font-weight: 700; }
.approval-cta { margin-top: 16px; display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
.btn-approval-primary {
    background: var(--c-gold); color: var(--c-dark); padding: 12px 24px; border-radius: 100px;
    font-weight: 800; font-size: 14px; cursor: pointer; border: none;
    transition: all var(--transition); display: inline-flex; align-items: center; gap: 8px;
    text-decoration: none; font-family: var(--font);
}
.btn-approval-primary:hover { background: var(--c-gold-light); transform: translateY(-1px); }
.btn-approval-outline {
    background: transparent; color: rgba(255,255,255,0.65); padding: 12px 24px; border-radius: 100px;
    font-weight: 700; font-size: 14px; cursor: pointer; border: 2px solid rgba(255,255,255,0.18);
    transition: all var(--transition); display: inline-flex; align-items: center; gap: 8px;
    text-decoration: none; font-family: var(--font);
}
.btn-approval-outline:hover { border-color: rgba(255,255,255,0.45); color: white; }

/* ==============================
   FORM NAVIGATION
   ============================== */
.form-nav {
    margin-top: 40px; display: flex; align-items: center; gap: 16px;
    padding-top: 28px; border-top: 1px solid var(--c-border);
}
.btn-back {
    padding: 13px 24px; background: transparent; color: var(--c-text-muted);
    border: 1.5px solid var(--c-border); border-radius: 100px;
    font-family: var(--font); font-size: 14px; font-weight: 700; cursor: pointer;
    transition: all var(--transition);
}
.btn-back:hover { border-color: var(--c-text-mid); color: var(--c-text); }
.btn-next {
    padding: 14px 32px; background: var(--c-green); color: white; border: none;
    border-radius: 100px; font-family: var(--font); font-size: 15px; font-weight: 800;
    cursor: pointer; transition: all var(--transition);
    display: flex; align-items: center; gap: 8px;
}
.btn-next:hover { background: var(--c-green-mid); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(27,94,32,0.28); }
.nav-hint { font-size: 12px; color: var(--c-text-muted); margin-left: auto; }
.secure-badge {
    display: flex; align-items: center; gap: 8px;
    font-size: 12px; color: var(--c-text-muted); margin-top: 16px;
}
.secure-badge::before { content: '🔒'; font-size: 12px; }

/* ==============================
   RESPONSIVE
   ============================== */
@media (max-width: 960px) {
    .app-layout { grid-template-columns: 1fr; }
    .app-sidebar { position: relative; height: auto; }
    .sidebar-steps { flex-direction: row; overflow-x: auto; padding: 16px 24px; gap: 8px; flex: none; }
    .sidebar-step { flex-direction: column; align-items: center; text-align: center; min-width: 80px; padding: 8px 12px; }
    .ss-desc { display: none; }
    .app-topbar { padding: 0 24px; }
    .app-content { padding: 28px 24px; }
    .approval-body { padding: 24px; }
    .approval-amount-row { grid-template-columns: 1fr; }
    .approval-header { padding: 32px 24px 48px; }
}
@media (max-width: 640px) {
    .form-grid { grid-template-columns: 1fr; }
    .group-type-options { grid-template-columns: 1fr; }
    .calc-result { grid-template-columns: 1fr; }
    .term-options { grid-template-columns: 1fr; }
    .form-nav { flex-direction: column-reverse; align-items: stretch; }
    .btn-next, .btn-back { width: 100%; justify-content: center; }
    .nav-hint { display: none; }
    .add-member-row { flex-direction: column; }
}